Thank you for choosing SettleSmart. We want to ensure you have a transparent understanding of how billing, cancellations, and refunds work for our digital subscriptions and in-app purchases.

1. In-App Purchase Billing

All digital purchases, upgrades (such as SettleSmart Pro), and subscriptions within the SettleSmart mobile application are processed through third-party platform stores:

SettleSmart does not directly collect, process, or store credit card numbers or bank payment details. All transactions are securely managed by Google or Apple under their respective merchant terms.

2. Free Trials & Automatic Renewal

3. How to Request a Refund

Because billing is handled directly by platform app stores, refund requests are governed by Google's and Apple's official refund policies:

For Android (Google Play):

  1. Visit Google Play Refund Request in your web browser, or open the Google Play Store app > Profile > Payments & subscriptions > Budget & history.
  2. Select the SettleSmart order and tap Report a problem / Request a refund.
  3. Google typically issues automatic refunds if requested within 48 hours of purchase.

For iOS (Apple App Store):

  1. Go to reportaproblem.apple.com and sign in with your Apple ID.
  2. Select "I'd like to..." and choose "Request a refund".
  3. Choose the reason for your request, select SettleSmart, and submit. Apple will review and notify you of their decision within 48 hours.

4. Subscription Cancellation

You can cancel your subscription at any time:

5. Need Help?

If you encounter technical issues with your subscription, have trouble restoring purchases, or have any billing questions, our team is always happy to help: